Introduction Understanding title insurance endorsements is an important part of the title insurance policy. All that may show on the settlement statement at closing. may be a string of numbers, but what do they mean? Ask your settlement agent, but otherwise we want you to go in prepared. What are endorsements? Endorsements provide coverage past a standard title insurance policy. Your property may only have
Policy Information is the category where we get more specific about the how's and why's of title insurance. We discuss what an enhanced policy is and also talk about what is included in additional coverage, too.
What You'll Find
First, if you want more of the basics for policy information under the umbrella of title insurance, we suggest taking a look at our title insurance topics guide to get started. Otherwise, if you want to learn about more specific subjects on title insurance policy information, you've come to the right place!
The Advanced Nuts and Bolts
To start here, many people do not know, for example, what enhanced title insurance coverage is what what it even does for them. And, of course, we have an article about policy information about enhanced title coverage included here!
Still, that's not all we've got here, and encourage you to take a look at articles below in this category.
Why even GET Title Insurance?
We have a lot of information to encourage you to get title insurance policy! For example, the information included in this article addressing this very question is here to answer it for you. (And, to be honest, we really encourage you to get a policy when purchasing a home!)
To sum things up, there's a lot of title insurance policy information available on this site! We take pride on helping our customers select the right policy for them, and can do that for you, too! Why not contact us? We will be happy to help you with every step of the home buying process, as well.
Owner’s Policy ProtectionMarch 27, 2019 / Categories: Policy Information, Title Insurance
Protecting Your Home With an Owner’s Policy There are two types of title insurance. The first is owner’s title insurance, called an Owner’s Policy. The second is lender’s title insurance, called a Loan Policy. To start, most lenders require a Loan Policy when they issue you a loan. The base amount of this policy is the dollar amount of your loan. It only protects the
Additional Title Insurance CoverageNovember 29, 2018 / Categories: Policy Information, Title Insurance
Do You Need Additional Title Coverage? Introduction To start, if you previously purchased property and obtained an Owner’s Title Insurance Policy, you may need additional title insurance coverage. Perhaps your policy does not reflect the current value of your property, asking about extra coverage may be beneficial. If you refinance your mortgage or obtain a construction loan/home equity loan to improve your property, it is
Why Get Title Insurance?September 27, 2018 / Categories: Policy Information, Title Insurance
Why get title insurance, really? Title insurance protects your property rights. It provides coverage for certain losses due to defects in the title that, occurred prior to your ownership. Title insurance protects against defects such as prior fraud or forgery. Surprisingly, these item could go undetected until after closing and possibly jeopardize your investment. Title Insurance Overview When a piece of real property is financed, purchased
Enhanced Owner’s Policy AdvantagesAugust 23, 2018 / Categories: Policy Information, Title Insurance
Introduction To begin, let’s talk about Enhanced Owner’s Title Policy advantages! This policy type provides you with valuable coverages which are not provided for in the Standard Title Insurance Policy. Unlike the traditional standard policy, the Enhanced Title Insurance Policy expands your coverage by providing protection into the future. Additionally, with the superior coverage, the Enhanced Title Insurance Policy provides, you can be assured of