What is it, exactly? A title commitment is prepared prior to issuing a policy of title insurance that shows the ownership of a specific parcel of land. It includes the liens and encumbrances which will not be covered under a subsequent title insurance policy. The commitment lists, in advance of purchase, title defects, liens and encumbrances which are likely excluded from coverage. This is as

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Is Title Insurance Necessary During a Refinance? Is title insurance needed to refinance your mortgage? That’s a good question. Homeowners want to refinance their mortgage for different reasons. For example, people want to take advantage of a lower interest rate, eliminate Private Mortgage Insurance (PMI) or to cash out a portion of their home’s equity. Be sure! Title insurance is still needed for refinancing. No

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Real estate is the nation’s largest market, its purchase and sale are essential to the health of the U.S. economy. However, these transactions are never without risk. That’s why title insurance has been protecting American homeowners for more than 130 years, but what exactly IS title insurance?  We are here to explain what title insurance is, and how it can benefit you. Title Insurance. What

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