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This is a general overview of the home buying process, from offer to closing. The specifics of your transaction may vary; but in general, this is a helpful overview of the process. Be sure to discuss the steps with your real estate agent and settlement officer. The Offer Once you’ve found the perfect home, it’s time to make an offer. A buyer and seller must

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Across this great country, from sea to shining sea, the American dream of homeownership is alive and well. Homeownership is about being part of a community and making the house you live in a great place to call home. It’s about having backyard barbeques, children’s birthday parties, and neighborhood watch patrols. It’s about borrowing a cup of sugar, mowing the neighbor’s lawn and teaching the

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A title commitment is a report prepared prior to issuing a policy of title insurance that shows the ownership of a specific parcel of land, together with the liens and encumbrances thereon which will not be covered under a subsequent title insurance policy. The commitment lists, in advance of purchase, title defects, liens and encumbrances which would be excluded from coverage if the requested title

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