Is Title Insurance Necessary During a Refinance?

by: tim_eckert

May 09, 2019 / Categories: Realtor, Residential

Is Title Insurance Necessary During a Refinance? Homeowners look to refinance their home loans for a number of reasons; to take advantage of a lower interest rate, eliminate Private Mortgage Insurance (PMI) or to cash out a portion of their home’s equity. No matter what the reason you are looking to refinance it is important to know that your lender will still likely require you

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May News Brief

by: tim_eckert

May 07, 2019 / Categories: Commercial Real Estate, Cybersecurity & Wire Fraud, Realtor, Residential

May News Brief The Landmark Abstract News Brief is a roundup of noteworthy articles from both the residential and commercial title industry. The May News Brief features several different articles on both the commercial and residential real estate industry. Use the link below to review the May News Brief. News Brief – May 2019 Some of the articles contained within include: BEC Scams Cost $1.2

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5 Mortgage Closing Terms Every Buyer Should Know

by: tim_eckert

April 17, 2019 / Categories: Realtor, Residential, Uncategorized

Buying a home is one of the biggest purchases you will ever make in your life. Most buyers will need to work with a lender to obtain a mortgage to ensure they are able to make this purchase. Your lender and settlement company will work together to make sure your settlement goes smoothly. When it comes to the closing process, it is a good idea

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What Is Title Insurance?

by: tim_eckert

April 08, 2019 / Categories: Realtor, Residential

What Is Title Insurance? As real estate is the nation’s largest market, its purchase and sale are essential to the health of the U.S. economy. However, these transactions are never without risk. That’s why title insurance has been protecting American homeowners for more than 130 years. Overview When a piece of real property is financed, purchased or sold, a record of that transaction is generally filed

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Protecting Your Home With an Owner’s Policy

by: tim_eckert

March 27, 2019 / Categories: Realtor, Residential

If Only They Had Known Protecting Your Home With an Owner’s Policy There are two types of title insurance: owner’s title insurance, called an Owner’s Policy; and lender’s title insurance, called a Loan Policy. Most lenders require a Loan Policy when they issue you a loan, and the fee is usually based on the dollar amount of your loan. It only protects the lender’s interests

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